Privacy Policy

We value your trust.

That’s why we prioritize the highest standards for secure transactions and safeguarding your personal information. Please review this statement to understand how we collect and use your data.

Note: We may update this policy without prior notice. Please revisit this page regularly to stay informed.

By using our website, you agree to be bound by the terms of this Privacy Policy. If you disagree, please refrain from using our website.

Your Consent:

By using our website and/or providing your information, you consent to the collection and use of the information you disclose on the website in accordance with this Privacy Policy, including your consent for sharing your information as outlined in this policy. 

1. Collection of Personal and Other Information

We collect and store your personal information when you use our website. This is primarily to provide you with a secure, efficient, and personalized experience. It allows us to tailor our services and features to your needs and enhance your website experience. We only collect personal information deemed essential for achieving this purpose.

You can generally browse the website without revealing any personal information. However, once you provide it, you are no longer anonymous to us. We clearly indicate which fields are mandatory and which are optional. You can always choose not to provide information by opting out of a specific service or feature.

We may automatically track certain information about your browsing behavior on our website. This information helps us understand, protect, and serve our users better. It’s compiled and analyzed anonymously and may include the previous URL you visited (whether on our website or not), the next URL you visit (similarly), your browser information, and your IP address.

To analyze website traffic, measure promotional effectiveness, and enhance security, we use data collection tools like cookies on certain pages. Cookies are small files placed on your hard drive to assist us in providing our services. Some features require cookies to function. We also use cookies to minimize password entries during a session and personalize content based on your interests. Most cookies are “session cookies,” meaning they are automatically deleted at the end of your session. You can always decline our cookies if your browser permits, although you may experience limitations with certain features and may need to re-enter your password more frequently.

You may encounter cookies or similar devices from third parties on certain pages of our website. We do not control the use of cookies by third parties.

If you choose to make a purchase on our website, we collect information about your buying behavior.

For transactions, we collect additional information such as billing address, credit/debit card details (including expiration date), and other payment instrument details. We may also collect tracking information from checks or money orders.

If you choose to post messages on our forums, chat rooms, or other message areas, or leave feedback, we will collect the information you provide. We retain this information as permitted by law to resolve disputes, provide customer support, and troubleshoot problems. 

We may collect personal correspondence (emails or letters) sent by you or others about your activities or postings on the website. This information is stored in a file specific to you.

We collect personally identifiable information (email address, name, phone number, payment details, etc.) when you create a free account with us. While browsing some sections is possible without registration, certain activities (like placing an order) require it. We may use your contact information to send you offers based on your previous orders and interests.

2. Use of Personal and Demographic Data

We use your personal information to provide the services you request. We offer opt-out options for marketing communications. We also use your information to resolve disputes, troubleshoot problems, promote a secure service, collect payments, measure customer interest in our products and services, inform you about updates and offers (online and offline), personalize your experience, detect and protect against fraud or other criminal activity, enforce our terms and conditions, and as otherwise described at the time of collection.

With your consent, we may access your SMS, contacts, call history, location, and device information. We may also request your PAN and Aadhaar details (for India only) to verify eligibility for certain products/services (including credit) offered by us, our affiliates, or lending partners. We may share this data with them for the same purposes mentioned above. However, we will not store any Aadhaar data ourselves. If you withdraw consent for such data use in the future, we will stop collecting it but continue to store the data (except Aadhaar) for internal purposes to improve our services.

We collect and analyze demographic and profile data about user activity on our website to continually improve our product and service offerings.

We may occasionally ask you to complete optional online surveys. This data (contact and demographic information) helps us tailor your website experience by providing content we think you might be interested in and displaying content according to your preferences.

3. Cookies

Cookies are small pieces of information stored on a web browser by a web server for later retrieval. They enable a browser to remember information specific to a user. We use both permanent and temporary cookies on your computer’s hard drive. These cookies do not contain any personally identifiable information. 

4. Sharing of Personal Information

We may share personal information with our affiliated companies. These entities may market to you unless you explicitly opt-out. 

We may disclose personal information to third parties under certain circumstances, such as to provide access to our services, comply with legal obligations, enforce our User Agreement, facilitate marketing and advertising activities, or prevent fraudulent or illegal activities related to our services. We do not disclose your personal information to third parties for their marketing purposes without your explicit consent. 

We may disclose personal information if required by law or in good faith belief that such disclosure is necessary to respond to subpoenas, court orders, or other legal processes. We may also disclose information to law enforcement agencies, third-party rights owners, or others to enforce our Terms or Privacy Policy, respond to claims of copyright infringement, or protect the rights, property, or safety of our users or the general public. 

In the event of a merger, acquisition, or reorganization, we or our affiliates may share or sell some or all of your personal information to the involved business entity. This entity will be required to adhere to this Privacy Policy regarding your personal information. 

5. Links to Other Websites

Our website may contain links to other websites that collect personally identifiable information. We are not responsible for the privacy practices or content of those linked websites. 

6. Security Precautions

We implement stringent security measures to protect your information from loss, misuse, and alteration. Whenever you access or modify your account information, we utilize a secure server. We maintain strict security guidelines to safeguard your information against unauthorized access.

7. Choice/Opt-Out

We offer all users the option to opt-out of receiving non-essential (promotional, marketing-related) communications from us and our partners after setting up an account. 

To remove your contact information from all our lists and newsletters, please visit [unsubscribe link].

8. Your Consent

By using our website and/or providing your information, you consent to the collection and use of the information you disclose on the website in accordance with this Privacy Policy, including 1 your consent for sharing your information as outlined in this policy.

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